(619) 806-7655

Workman's Comp

For 8 years, David Cain has been providing California small businesses with cost-effective workers’ compensation insurance. David remains focused on keeping California businesses not only working, but working safely.

Just a few reasons David Cain is the right independent agent for your small business:

• David represents financially strong insurers—our insurance companies are rated A- (Excellent) by the A.M. Best Company.
• Competitive pricing with flexible payment plans and low minimum premiums.
• Fair and Efficient Claims Handling—our claims partners initiate three-point contact between the injured worker, employers, and doctors to help improve communications and control costs. EMPLOYERS also offers a 24/7, multilingual claims reporting center.
• Effective Loss Control—our loss control field staff and online tools, make it easier to help your employees follow safe work and accident prevention practices.
• Anti-Fraud Programs—since 2003, rigorous fraud-detection efforts have resulted in over $35 million in savings for policyholders, small business and local economies.

Here are a few ways David Cain can help you:

• Payment Flexibility: policies start at just $500, with payment plans available to help manage your cash flow.
• Efficient 24/7 Claims Handling: we initiate three-point contact between the injured worker, employer, and doctor to facilitate communications and control costs.
• A Large Network of Care Facilities: injuries don't always happen during "doctor's hours." Our staff can help locate an appropriate care center to treat your injured employee.
• Safety Tools to Help You Keep Your Workplace Safe: Loss Control field staff and online tools offer safety recommendations to help reduce the chance of employee injury.

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